Like paying for a phone over the span of two years? Mess. If I can't afford to buy it all at once I ain't gettin it.
Comments
That's a good motto to follow especially when it comes to saving however I think it's ok to buy something nice every once in awhile keeping in mind that you can afford it and also keeping in mind that you have a budget. If it's an expense you can afford overtime and it's worth the investment then it's something that should be considered. Purchasing a home is a perfect example of this as you wouldn't buy a home in cash...unless you're really rich or you're buying a house that is a foreclosure.